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Privacy Policy
The following statement discloses the privacy practices of Canada Bad Credit Loans.com.
Because Canada Bad Credit Loans.com wants to demonstrate its commitment to
consumer privacy, we have agreed to disclose our information and
security practices.
Safeguard Policy
Canada Bad Credit Loans.com complies with all government regulations in an
effort to guard your personal data from misuse. We undertake
physical, electronic and procedural steps to ensure your data is
safe, and is only used for the purposes outlined in our privacy
policy and loan application.
Acceptance of Privacy Policy
By using Canada Bad Credit Loans.com’s services or web sites, you signify
your agreement to the terms and conditions of Canada Bad Credit Loans.com’s
Privacy Policy. If you do not consent to these terms and
conditions, are not a Canadian resident, or are under 18 years of
age, please do not use the site or Canada Bad Credit Loans.com services.
When you just visit one of our sites:
We use IP addresses to analyze trends, administer the site, track
user’s movement, and gather broad demographic information. IP
addresses and cookies are not linked to personally identifiable
information.
When you provide us with information:
You opt in:
1) Consent to contact: We ask for consent to follow up with
visitors regarding their application or partially completed
application.
2) Consent to seek loan approval: We ask for permission to pull
credit reports and search for an auto loan approval with banks on
our customer’s behalf.
We use this information to evaluate your applications, locate an
appropriate lender, provide you with high quality service, prevent
fraud and, with your consent, inform you of offers for other Canada Bad Credit Loans.com
services offered by third parties. We may also use this
information to confirm your identity when you call us to inquire
about your accounts. We also ask for information from our visitors
at other locations on our web site. This is considered
consensually given information and subject to the conditions of
this privacy policy.
Sharing Information
Canada Bad Credit Loans.com may disclose information about you to the
following types of third parties: Canada Bad Credit Loans.com affiliates;
service companies (companies that provide services to Canada Bad Credit Loans.com
in order to process your application); financial institutions, and
credit bureaus, collection agencies. Your information is disclosed
to the foregoing entities solely for the getting a loan that meets
your criteria. Outlined below is the information shared with each
type of third party and as appropriate, your options.
• Sharing Information with Service Companies -- In order to
provide quality service, Canada Bad Credit Loans.com contracts with service
providers for essential roles in processing your application. We
may disclose some or all of the information we collect to these
service providers but only in order to obtain credit for you. All
of Canada Bad Credit Loans.com‘s service providers have entered into a
contract with Canada Bad Credit Loans.com that forbids them from using
information provided by Canada Bad Credit Loans.com for any purpose other than
providing the service for Canada Bad Credit Loans.com customers. Canada Bad Credit Loans.com
takes security precautions to monitor the use of the information
and prevent the use of the information for any other purpose.
• Information Sharing With Merchants -- Canada Bad Credit Loans.com
does not
share any information with unrelated merchants for the purpose of
extending offers of goods and services without your consent.
• Information Sharing with Partners -- Canada Bad Credit Loans.com
offers
its products in conjunction with financial institutions and other
businesses (collectively, Canada Bad Credit Loans.com Partners). By completing
a credit application with Canada Bad Credit Loans.com for the purpose of
locating a loan that meets your criteria, you agree to the sharing
of information with that partner. These relationships are clearly
stated in the application and by completing the application you
agree to the information sharing by Canada Bad Credit Loans.com and the
partner which may include: your name, address, phone number,
e-mail address, and personal financial information.
• Credit Reports and Other Uses of Information -- In applying
for credit, you agree that we may request consumer credit reports
from one or more credit reporting agencies in connection with your
application and the administration of such application. You also
authorize us to exchange credit information concerning you or your
use of the Account with (and answer questions and requests from)
others, such as merchants, other lenders and credit reporting
agencies.
• Canada Bad Credit Loans.com does not knowingly offer its products and
services to minors. Similarly, Canada Bad Credit Loans.com does not collect
information about children.
Access to Account Information and Correction of Error Questions
Canada Bad Credit Loans.com is committed to customer service and privacy. If
you have any questions, comments or concerns regarding our Privacy
Policy and its implementation, please do not hesitate to e-mail us
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